Category: Insurance

You and your family’s health is one of the most aspects of your lives, and having proper health insurance coverage in Idaho is critical to obtaining the medical care you need and deserve. For Hailey, ID residents, Harrison Insurance and Financials LTD agents are looking forward to sitting down and discussing your health insurance requirements for you and your family. Obtaining health insurance coverage is the first step in establishing the financial peace of mind you need in the event of illness, injury, or sickness.

Health Insurance Coverage in Idaho

For your health insurance coverage needs in Hailey, ID, we invite you to discuss your health care situation. Ensuring that you and your family have access to quality healthcare begins with having a healthcare insurance policy at your disposal. Many Americans put off needed medical treatment for fear of the financial costs of such treatment without proper insurance.

It is a well-known fact that people with unfettered access to quality medical care results in patients leading much healthier and active lives. Indeed, health insurance plugs you and your family into a health care network that affords easy access to the health professional in your area without having to bear heavy out-of-pocket costs. You shouldn’t have to decide between paying rent and seeing a doctor when you need one. A health insurance policy affords you that medical access without having to make those hard budgetary decisions.

Call Our Team at Harrison Insurance and Financials LTD

If you have questions or concerns regarding your health insurance coverage in Hailey, ID, we welcome you to contact our office to discuss your unique health insurance needs for you and your family. Our team of knowledgeable and friendly licensed agents here at Harrison Insurance and Financials LTD has the answers you need to make an informed decision regarding your health coverage options. Locally owned and operated, Harrison Insurance and Financials works with a myriad of providers to get the best possible policy for you and your family.

Life insurance is a contract between the insurance company and you. You agree to pay for your policy, and the insurer agrees to pay a sum of money to the beneficiaries you have listed if you die. There are several different types of life insurance, and choosing the right type will depend on your budget and your goals. There are also various options for paying premiums, such as yearly or monthly, that you can discuss with your agent at Harrison Insurance and Financials LTD in Hailey, ID. 

A life insurance company will make money by investing in the premiums you pay. They may also profit from customers that cause the policy to lapse and stop paying their premiums. You designate a beneficiary who will receive the life insurance payout. The payout can go toward mortgage payments, funeral expenses, or other expenses the beneficiary has. You should tell your beneficiaries that your life insurance exists. While they don’t need to have the policy to make a claim, it’s essential to know which company has the policy. Once your beneficiary makes a claim, they usually get a check within one to two weeks.

The buying process for life insurance will involve figuring out how much coverage you need and which type of policy is best for you. There are two main policies to consider, and the decision depends on how long you want your coverage to last and if you want your policy to build up cash value. Term life insurance will only cover you for a certain period and is more bare-bones coverage. Permanent life insurance will last your whole life if you keep paying the premiums. There is also a cash value component that may allow you to utilize life insurance while you are still living.

Contact Harrison Insurance and Financials LTD in Hailey, ID to get a quote on life insurance.